Frequently Asked Questions

Why Plan for Retirement and beyond?
Retirement planning ensures you can retire with peace of mind, knowing your income and lifestyle goals are achievable. Estate planning allows for a fair estate for your heirs and an organized plan to pass your savings along.


Why should I have insurance?
Life insurance is important as it protects your family and lets you leave them a non-taxable amount at the time of death. It can also used to cover your mortgage and your personal loans. Your individual life insurance follows you when you retire and you are no longer insured by your employer. This insurance will also replace your family income when resources are less so they can maintain their quality of life.

 

Which is better, insurance or investment?
Often a strategic combination can avoid unnecessary confusion, taxes, fees and costs and maximize your gain.


Deciding on a strategy?
We will work with you to specially design your plan to deal with your unique situation and priorities.

What is a Succession, Retirement and Estate Plan?

Succession planning is a process of preparing your business to continue to the next generation. Estate planning allows for a fair estate for your heirs and the confidence that your business is prepared for anything that comes its way. Retirement planning ensures you can retire with peace of mind, knowing your income and lifestyle goals are achievable. 

Why Should I have a Plan?
By designing a comprehensive plan, we can help you protect that investment from erosion due to unnecessary confusion, taxes, fees and costs. Moreover, we can ensure that your business transfer is both smooth and effective. 

Why Should I Choose Pallister Financial Group?
Our company has specialized in assisting families with retirement and succession planning since 1980.  Our qualified professional staff has over a century of relevant collective experience.  In addition, all of our team members come from families with deep roots in Central Manitoba.  Like you, our friends and family live in these communities and we invest ourselves in supporting rural Manitoba.

 

How long does this Report Process Take?
We will work with you to specially design your report to deal with your unique situation and priorities.  No two situations are identical and time frames will vary.  A general estimate is approximately 10 hours of your time.

 

What will my Report Cost?
Report cost varies depending on your goals and personal situation. We guarantee that you will receive a net benefit for your report—you will gain more value than you invest. As always, we will establish an agreed price before proceeding with the report preparation.


How Do We Get Started?
Contact our team to discuss you specific needs, review and complete the documents in your start-up kit and our staff will complete the paperwork.  Then we can get started with this exciting and important project.